Chase · Hotel points · Visa

Marriott Bonvoy Boundless: what it's really worth

The Marriott Bonvoy Boundless has a $95 annual fee. For a typical household spending $2,070 a month, it's worth about $1,220 in year one and $520 each year after.

Annual fee$95

Sign-up bonus$7003 free nights after $3,000 in 3 mo

Net value · year 1$1,220

Net value · each year after$520

Each free night is worth up to 50,000 points. Another 2026 offer was 125,000 points + a free night.

Calculate it with your own spending

Is the annual fee worth it?

Worth keeping after year one for typical spending: it nets about $14 a year more than the Hilton Honors Card, the best no-fee card for the same spending.

How you earn

Category	Rate	Value per $1	Per year*
Dining	3x	2.1¢	$64
Groceries	3x	2.1¢	$98
Hotels	6x	4.2¢	$40
Flights	2x	1.4¢	$17
Gas	3x	2.1¢	$38
Streaming	2x	1.4¢	$7
Everything else	2x	1.4¢	$151

*At typical monthly spending: dining $300, groceries $500, hotels $80, flights $100, gas $150, streaming $40, everything else $900. 6x at Marriott hotels; 3x on groceries, gas & dining applies to the first $6,000 combined each year.

Credits and perks

$245 annual free night — A free night (up to 35,000 points) every anniversary. We count about $200 a year, since most people don't use every dollar.
Free hotel night each year
Automatic hotel elite status
Foreign transaction fee: none

Who it's for

Marriott regulars — the free night alone beats the $95 fee
Automatic Silver Elite status
Not ideal: Travelers who switch hotel brands

Can I get it?

Recommended credit: Good
Chase rules: 5/24: usually denied if you've opened 5+ personal cards (any bank) in the last 24 months. The bonus may be unavailable if you've had this card before.
Visa: Accepted almost everywhere, including Costco warehouses (Visa only).

Check the current offer at Chase

Updated Oct 30, 2026.